Personal transactions as well as doing business have become much easier since the advent of credit cards. Although there are quite a number of financial institutions offering credit cards, it is imperative that you check the credentials of the credit card issuing company. One of the trusted names when it comes to credit cards is unarguably American Express, popularly known as Amex.
Amex offers a host of options in credit cards from personal to business credit cards, with several comprehensive features and can be customized to meet your credit requirements. It is advisable to know and understand all the features, terms and conditions, including the pros and cons too. You can choose your Amex credit card as per your preferences and credit needs.
Applying for Amex Personal Credit Cards
Amex personal credit cards are especially meant for individual use and can be used to buy products and services from outlets which accept Amex. You can avail a host of benefits with the Amex in your purchases like cash rebates, cash backs, reward points, travel benefits, etc. Some of the most in-demand credit card options from American express (Amex) and their features are
· Blue from American Express – Redeem points on purchases relating to shopping, travel, hotel; cash back facility and low APR on every purchase.
· Blue Cash – Comprehensive cash back facility starting from 5 percent cash back for purchases from Amex powered outlets to up to 1.5 percent cash back on the rest of purchases
· Blue Sky – Offers travel rewards and points redeeming facility for airline and cruise travel, hotels, shopping and dining, etc; apart from free annual usage report for credit card.
Apart from this, Amex also offers attractive offers on co-branded personal credit cards, which offer substantial discounts on services in association with the co-brand host such as Delta Airlines, JetBlue Airlines, Starwood Hotels to name a few.
Applying for Amex Business Credit Cards
American Express or Amex is the prime provider of business credit card to entrepreneurs all over the world. With its well cut our plans and benefits, it is mostly found that entrepreneurs are more likely to prefer Amex business credit cards over commercial loans, just to keep safe from the intricacies like good credit history, collateral assets and heavy documentation to support your loan eligibility.
At the same time, Amex offers hefty credit limit, redeemable reward points for business transactions, expense management and unparalleled customer services.